Attention homeowners: Real estate appraisal services for in Downingtown and Chester CountySee the top seven reasons why Pennsylvania homeowners call on Bohem Associates:
We at Bohem Associates understand the unique needs of a customer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. But as a general consumer, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Bohem Associates, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.Challenge property tax assessmentsYour local tax assessor may have your house overvalued if your house is not appreciating as much as other houses nearby. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Bohem Associates is your best weapon.Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Bohem Associates, we're seasoned in helping consumers just like you abolish unnecessary PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Bohem Associates can provide you with an expert appraisal that will help you reinstate your home equity line of credit.Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for precision? Bohem Associates offers field reviews where we go out and check the subject and comparables. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house. |
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